Bajaj Finance Personal Loan : Do you also need money for any important work? If your answer is yes, then you can take this loan by completing the application process for personal loan in Bajaj Finance Company and use the loan taken from Bajaj Finance as per your need.
Bajaj Finance currently offers various different types of loans, which also includes personal loans . In such a situation, first you have to know the information and then apply after checking your eligibility, then as soon as your application form will be checked and you are found eligible, you will be provided the loan amount in your bank account.
Bajaj Finance Personal Loan
In today’s time, many people have taken loans from Bajaj Finance . Whenever the names of big companies are taken for taking loans , the name of Bajaj Finance is definitely taken there. This company has been providing personal loans to customers for a long time and the most important thing is that a person can get a maximum loan of up to Rs 40 lakh in personal loan from this company.
Whenever a loan application is made in this company, this company provides the loan as soon as possible. In personal loan , this company provides many types of loans such as Flexi Term Loan, Bajaj Finance Flexi Hybrid Loan , Bajaj Finance Term Loan etc. To get the loan, first of all you have to select the type of loan you want to take and then apply for it.
Key Features of Bajaj Finance Personal Loan
- Fast processing: Loan approval in just a few minutes. Paperless processing and convenience of online application.
- Loan amount: Loan range from ₹1 lakh to ₹25 lakh. Loan amount available as per your requirements.
- Attractive interest rates: Annual interest rates start at 11%. The interest rate depends on your credit profile and repayment capacity.
- Flexible repayment: Loan tenure ranging from 12 to 60 months.
- No Guarantor: No guarantee or security is required to avail the loan.
- Pre-approved offer: Pre-approved loan facility for existing customers. Quick process with zero documentation.
Benefits of taking Bajaj Finance Personal Loan
- You can avail any loan amount as per your eligibility, ranging from ₹20000 to ₹ 40 lakh .
- This company gives up to 8 years to repay the loan.
- Bajaj Finance has launched its official website and mobile application where one can apply for personal loan.
Documents required to avail Bajaj Finance Personal Loan
- Aadhar card
- PAN card
- Bank account statement
- Latest Photo
- Mobile number, etc
Eligibility for Bajaj Finance Personal Loan
- To avail a loan , you must be an Indian citizen.
- Your age should be between 21 years to 80 years.
- You should have some income source from which you can deposit all the installments of the loan taken.
- If you have ever taken a loan from any bank or company, then you should not be a defaulter of that bank or company.
How to Apply for Bajaj Finance Personal Loan
- To apply for this loan , first of all you have to open the official website of Bajaj Finance on your mobile.
- Now you have to click on the personal loan option.
- After entering the mobile number, you have to enter the OTP.
- The information asked in the form like name, address, Aadhar card number, PAN card number etc. has to be entered.
- You have to select the type of loan you want.
- You have to select the time and then complete the KYC process.
- Now the application form has to be submitted by uploading the document.
Bajaj Finance
| Description | Information |
|---|---|
| Loan Amount | ₹1 lakh to ₹25 lakh |
| interest rate | Starting from 11% p.a. |
| Tenure Time | 12 to 60 Months |
| Processing Fees | 2-4% of the loan amount |
| Approval Time | in just a few minutes |
| Pre-payment and foreclosure | Available after minimum 4 EMIs |
Why choose Bajaj Finance?
- Fast and reliable process.
- Transparent terms.
- 24×7 customer support.
Important Terms and Conditions
- Late Payment Charges: A penalty may be levied if the EMI is not paid on time.
- Processing Fee: Processing fee of up to 2-4% of the loan amount may be applicable.
- Importance of Credit Score: Applicants with lower scores may face higher interest rates.
How to use Bajaj Finance App?
Bajaj Finance has launched Bajaj Finserv App for the convenience of customers .
- Track loan status.
- Set EMI payment reminder.
- Complete the pre-payment or foreclosure process with ease.
- Get information about new offers and schemes.
Some frequently asked questions (FAQs) related to Bajaj Finance Personal Loan:
- Can people without job apply?
- Yes, if you have any other source of income, you can apply.
- How much time does loan approval take?
- Usually, loan approval takes place within a few minutes.
- Can NRIs apply?
- At present this facility is available only for Indian citizens.
- Will I need a guarantor?
- No, Bajaj Finance Personal Loan is provided without any guarantee.
conclusion
By knowing the information about Bajaj Finance Personal Loan , now you will not face any problem in applying for a loan . Many people around you must have taken a loan from Bajaj Finance Company because it is a big company and many customers have taken a loan from this company .