The central government and state governments in the country release schemes for different categories. Many Mahilaxhi schemes are implemented by the Women and Child Development Department. Like Widow Support Scheme, Wali Beti Scheme, Beti Bachao Batti Padhao Scheme etc. Loan schemes like Mahila Swavalamban Yojana for self-employment have also been implemented. Mahila Samridhi Yojana launch date is 2 October 1993. But today we are going to talk about a scheme that will take women towards prosperity.
Mahila Samridhi Yojana upsc is a government scheme. Mahila Samridhi Yojana is also asked in exams like upsc. Loans are provided to women through Mahila Utkarsh Yojana and Mahila Swavalman Yojana. But this scheme is for those women entrepreneurs who come from backward or poor families. They will have to provide financial benefits.
Eligibility for Mahila Samridhi Yojana
In this Mahila Samridhi Yojana of the state government , only those women can apply online who fulfill the eligibility criteria given in the Mahila Samridhi Yojana. The eligibility criteria for the scheme are as follows:
- The applicant must be a permanent resident of Haryana state.
- The age of the applicant should be between 18 to 45 years.
- The annual income of the applicant’s family should be less than Rs 3 lakh per year (as per Parivar Pehchan Patra PPP).
- In loans under MSY, BPL eligible applicants will get Rs 10,000 as a grant.
Documents for Mahila Samridhi Yojana
- Aadhar card
- identity card
- caste certificate
- Accommodation quantity
- bank passbook
- Income ratio
- mobile number
Benefits available under Mahila Samriddhi Yojana 2024
Since the scheme’s inception, Mahila Samriddhi Yojana has helped many women with microfinance for their business ventures. Various features and benefits of this scheme, which make it a very attractive option for women entrepreneurs, are mentioned below.
- It gives women entrepreneurs the opportunity to become self-reliant.
- Enables upliftment of socially and economically backward families.
- Ensures creation of employment opportunities among women even in special categories.
- Minimal documentation and easy application process makes it highly accessible.
- The policy provides financial assistance to both self-help organizations and single women.
- The scheme also provides loans to women self-help organizations with 20 members or more.
- The maximum loan amount that a single female beneficiary can avail is Rs. 1,40,000/-
- Self-help groups or recipients directly receive the loans provided by this scheme.
Mahila samriddhi yojana employment grade list
Women belonging to SC category can avail the loan subject to fulfillment of the eligibility criteria as mentioned in the section above. These loans can be taken for the following purposes under Mahila Samriddhi Yojana.
1. Beauty Parlor
2. Boutique
3. Cosmetic Shop
4. Dairy Farming
5. Bangle Shop
6. Tailoring Shop
7. Fabric Shop
8. Tea Shop
9. Papad Making
9. Basket Making
10. Any Other Viable Business
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